Tokenised Stocks — Lifecycle & User Flow
Tokenised Stocks — Lifecycle & User Flow
Tokenised stocks & ETFs on PINX are standard SPL tokens — swappable, transferable, and stakeable for dividends when applicable — with transparent safety controls and proof‑of‑reserves.
Standard SPL Interoperable Proof of Reserves
1) Creation → Listing → Live trading
| Step | What happens |
|---|---|
| Asset created | A new stock/ETF (e.g., AAPL, SPY, NVDA) is issued as an SPL token mint. |
| Metadata published | Symbol, name, decimals, logo, and status are published to a public registry (CDN). |
| Instantly usable | Wallets, DEXes, and DeFi can detect & trade it — no proprietary wallet required. |
User experience
- Swap / Buy — like any token via Jupiter or your wallet.
- Hold / Transfer — appears in your wallet; standard SPL behavior.
- Stake for dividends — optionally earn via Rewards Pools.
- Sell / Withdraw — always available unless temporarily paused for safety.
2) How supply stays trustworthy (Proof‑of‑Reserves)
What this means
- If reserves go up, supply is safely increased.
- If reserves go down, supply is safely reduced.
- A public Proof‑of‑Reserves snapshot is updated immediately for anyone to verify.
Verify it
- Third‑party apps and users can fetch the registry and PoR snapshot to cross‑check backing vs. supply.
- Transactions that change supply are on‑chain and reference the same mint.
Temporary pause (if needed)
- Governance can apply pause flags to an asset while investigating incidents.
- The app clearly shows which actions are disabled and when normal operations resume.
Real‑time status
- Asset status and PoR snapshots are publicly readable; partners can mirror status banners in their UIs.
- Receipts and history reflect pauses so your audit trail stays unambiguous.
4) Why this lifecycle exists
- Protects users from undisclosed supply changes.
- Lets regulated/fintech platforms integrate with confidence.
- Gives exchanges & partners a consistent, verifiable model.
- Keeps the UX 100% Solana‑native & permissionless.
See next
In summary
Tokenised stocks on PINX behave like any Solana token — but benefit from a live, auditable lifecycle that aligns supply with real‑world backing, communicates safety in real time, and stays self‑custodied.